n3 ni di bina utk m'jawab n3 yg lps,
haha...aku dah jumpa lecturer (Dr, Redhuan) and the solution to that problem is,
i have to go to any branch of BIMB and other Islamic Bank like Bank Rakyat to do some 'kajian lapangan' and get as much as info there....
so, i'll go there next week...wish me luck!!!!
tenkiu Dr............
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